Welcome to KBW INFORMÁTICA E MARKETING LTDA
KBW GROUP provides its services—including the decentralized exchange (DEX) and cryptocurrency transaction features—strictly on an “as-is” and “as-available” basis, without any warranties, express or implied. This means that KBW GROUP does not guarantee performance, accuracy, reliability, or availability of its services, and disclaims any responsibility for technical issues or interruptions that may occur.
No Financial or Investment Advice
KBW GROUP does not act as a financial advisor nor does it offer any form of investment advice. The platform is solely a tool to facilitate decentralized cryptocurrency transactions. Users should be aware that trading or holding digital assets involves significant risks, including but not limited to:
Market Volatility: Cryptocurrency prices can fluctuate sharply, potentially resulting in loss of value.
Security Risks: Despite security efforts, there are inherent risks in managing and storing digital assets, such as hacking, phishing, and other cyber threats.
Regulatory Changes: Laws and regulations regarding cryptocurrencies may change, and the legality of digital asset-related activities may vary depending on the jurisdiction.
User Responsibility and Legal Compliance
It is the sole responsibility of the user to ensure that the use of KBW GROUP’s services complies with all applicable local laws and regulations.
KBW GROUP makes no representations or warranties regarding the legality of cryptocurrency-related activities in any specific jurisdiction. Users are expected to be fully informed about the legal status of cryptocurrencies in their country and ensure compliance with any applicable tax or regulatory obligations.
KBW GROUP shall not be held liable for any legal consequences, financial losses, or penalties resulting from the user's failure to comply with local laws or from participation in activities involving digital assets.
Limitation of Liability
KBW GROUP shall not be held liable for any direct, indirect, incidental, or consequential losses or damages arising from the use of its services. This includes, but is not limited to, losses resulting from:
Transaction Errors: Incorrect, delayed, or failed transactions within the platform.
Security Breaches: Unauthorized access to user accounts or digital wallets.
Technical Issues: Service interruptions, delays, or technical failures that impact the platform’s performance.
Risk Acknowledgment
By using the KBW GROUP platform, the user acknowledges and accepts the risks associated with cryptocurrency trading. It is strongly recommended that users conduct thorough research before engaging in any crypto-asset transactions and, if necessary, consult a qualified professional in the legal or financial field.
KBW GROUP does not endorse any specific cryptocurrency, token, or investment strategy. The decision to engage in cryptocurrency transactions is entirely the user’s own, at their sole risk and responsibility.
Acceptance of Legal Disclaimer
By accessing or using the services of KBW GROUP, the user agrees to this legal disclaimer and assumes all associated risks. Continued use of the platform constitutes full acceptance of these terms.
For more information, including a comprehensive understanding of the platform’s policies and user obligations, please refer to the Terms of Use and Privacy Policy available on the Support page.
Risk Disclosure
By using our platform for cryptocurrency transactions, you must understand and accept the inherent risks involved. The value of cryptocurrencies can be extremely volatile, and price fluctuations may result in substantial financial losses. Market conditions, such as high trading volumes or low liquidity, can affect your ability to execute transactions at expected prices. Additionally, technological risks—including hardware, software, or internet connection failures—may impact the execution of transactions.
It is essential to carefully assess your financial situation and only trade amounts you are willing to lose. There are also risks associated with blockchain changes, such as hard forks, and the use of unsupported cryptocurrencies.
We are not responsible for losses resulting from these risks or any unforeseen circumstances related to cryptocurrency trading.
Always conduct thorough research before executing any transaction, and consider seeking advice from a financial professional to ensure you fully understand the risks involved in digital asset trading.
1. Introduction
These Terms of Use govern access to and use of the services provided by KBW GROUP, including the website, APIs, and all related technologies. By accessing or using our platform, you agree to these terms. If you do not agree, you must immediately discontinue use of KBW GROUP’s services.
2.Eligibility
To use the services of KBW GROUP, you must be at least 18 years of age and comply with all applicable laws, rules, and regulations in your jurisdiction. KBW GROUP reserves the right to refuse service or terminate accounts of individuals who do not meet these requirements.
3. User Obligations
By using the platform, you agree to provide accurate information, maintain the confidentiality of your access credentials, and assume full responsibility for all activities conducted under your account. It is strictly prohibited to use KBW GROUP for any illegal activities, including but not limited to fraud, money laundering, or financing of terrorism.
4. Risks
Using the KBW GROUP platform involves significant risks, including but not limited to market volatility and technological failures. You acknowledge that you understand such risks and agree that KBW GROUP shall not be held liable for any financial losses that may occur.
5. Account Suspension and Termination
KBW GROUP reserves the right to suspend or terminate your account at its sole discretion and without prior notice in case of a violation of these terms or any applicable laws. Upon termination, you must immediately cease using our services.
6. Intellectual Property
All content, trademarks, logos, and designs available on the KBW GROUP platform are the intellectual property of the company and are protected under applicable copyright and trademark laws. The use, modification, or distribution of any platform content without express authorization is strictly prohibited.
7. Limitation of Liability
KBW GROUP and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use the platform, including but not limited to financial losses, data loss, or service interruptions.
8. Changes to the Terms
KBW GROUP may update these Terms of Use periodically. Any changes will take effect immediately upon publication on our website. Continued use of the platform following such changes constitutes acceptance of the revised terms.
9. Governing Law
These terms are governed by the laws of the jurisdiction in which KBW GROUP is registered. Any disputes arising from these terms shall be resolved exclusively in the competent courts of that jurisdiction.
10. Contact Information
If you have any questions or concerns regarding these Terms of Use, please contact us through our support page.
KBW GROUP is committed to maintaining the highest standards of compliance with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations. We adhere to both local and international laws to prevent the misuse of our platform for illicit activities.
1. Policy Objectives
This policy aims to prevent and mitigate the risks of money laundering and terrorist financing through the services offered by GRUPO KBW. It ensures compliance with applicable legal requirements and prevents the platform from being used for illegal purposes.
2. Customer Due Diligence (CDD)
KBW GROUP partners with third-party service providers (aggregators) to conduct Know Your Customer (KYC) and Customer Due Diligence (CDD) procedures.
Third-Party KYC: Aggregators transacting through the KBW GROUP platform are responsible for the identification and verification of their clients, in compliance with current laws and regulations.
Ongoing Monitoring: Even though the initial KYC is conducted by third parties, KBW GROUP continuously monitors transactional activities to detect suspicious or irregular behavior.
3. Transaction Monitoring
KBW GROUP uses automated systems to track and analyze transactional data for suspicious activity. Flagged transactions are subjected to additional scrutiny, especially those with high volumes, irregular patterns, or originating from high-risk jurisdictions.
4. Reporting Obligations
KBW GROUP and its third-party aggregators follow procedures to fulfill legal reporting duties:
Suspicious Activity Reports (SARs): All suspicious activities are reported to relevant financial authorities.
Large Transaction Reports: Transactions exceeding legal thresholds are reported in accordance with applicable legislation.
5. Sanctions Compliance
KBW GROUP does not permit the use of its platform by individuals, entities, or countries subject to international sanctions. Users are screened against global sanctions lists by both KBW GROUP and its third-party partners.
6. Record Retention
Third-party service providers maintain client information and transaction histories as required by KYC regulations. KBW GROUP also securely stores relevant records, respecting the legal retention periods.
7. Training and Awareness
KBW GROUP ensures that all employees, particularly those in compliance roles, are trained to identify suspicious activities, understand AML/CFT regulations, and follow proper reporting procedures.
8. Internal Controls and Auditing
KBW GROUP regularly updates its internal controls to stay aligned with evolving AML/CFT regulations and conducts independent audits to ensure the effectiveness of its policies and procedures.
9. Non-Compliance
Any breach of this policy or involvement in suspicious activities may result in the suspension or termination of services, reporting to authorities, and potential legal action.
10. Cooperation with Authorities
KBW GROUP is fully committed to cooperating with legal authorities and regulatory bodies in the global fight against money laundering and terrorist financing.
Effective Date: April 17, 2023
The KBW GROUP ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and protect your personal information when accessing our website, services, and platform. By using the services of KBW GROUP, you agree to the practices outlined in this policy.
1. Information We Collect
We collect personal information necessary for providing our services. This may include:
Personally Identifiable Information: Name, email, contact details, and other identifiable data provided during registration or while using the platform.
Transaction Information: Data related to the use of our services, including cryptoasset transactions, digital wallet addresses, and transaction history.
Usage Data: Information about your interaction with the platform, such as IP addresses, browser type, operating system, and activity logs.
Third-Party Information (KYC): We work with third-party partners (aggregators) to conduct Know Your Customer (KYC) identity verification processes, which may involve collecting and verifying your personal data in compliance with legal requirements.
2. How We Use Your Information
We use personal information to:
Service Delivery: Facilitate cryptoasset transactions, perform user registration, and manage user accounts.
Legal Compliance: Meet anti-money laundering (AML) and counter-financing of terrorism (CFT) obligations.
Service Improvement: Optimize platform performance, analyze usage trends, and enhance user experience.
Communications: Send updates, newsletters, and respond to inquiries. You may opt out of promotional communications at any time.
3. Cookies and Tracking Technologies
We use cookies and similar technologies to improve your browsing experience and collect usage data. Cookies help remember your preferences, deliver relevant content, and analyze site traffic. You can disable cookies in your browser settings, though some platform functionalities may be affected.
4. Information Sharing
We do not sell or rent your personal information. However, we may share your data in the following scenarios:
With Third-Party Service Providers: For transaction processing and KYC verification.
With Legal Authorities: When required by law, we may disclose data to comply with legal obligations, enforce our policies, or respond to legal proceedings.
Business Transfers: In the event of a merger, acquisition, or asset sale, your information may be transferred to the new entity.
5. Data Security
We use advanced security measures such as encryption, secure servers, and regular audits to protect your data against unauthorized access or use. However, no internet transmission is 100% secure.
6. Your Rights
Depending on your jurisdiction, you may have the right to:
Access and Correction: Request access to or correction of your personal data.
Data Deletion: Request the deletion of your personal data, subject to legal requirements.
Data Portability: Request a copy of your data in a structured format.
To exercise your rights, please contact us using the information provided at the end of this policy.
7. International Data Transfers
Your information may be stored on servers outside your country of residence. By using our services, you consent to such transfers, ensuring your data is treated in accordance with applicable data protection laws.
8. Children's Privacy
KBW GROUP does not provide services to individuals under the age of 18 and does not knowingly collect personal information from children. If we discover that we have unintentionally collected data from minors, we will take immediate steps to delete it.
9. Changes to This Policy
KBW GROUP reserves the right to update this Privacy Policy at any time. Changes will take effect immediately upon posting. We recommend reviewing this page regularly to stay informed.
10. Contact Information
If you have any questions or concerns about this Privacy Policy or the handling of your personal data, please contact us:
KBW GROUP
Email: info@grupokbw.com.br